Effective Date: June 12, 2024
Who we are
At Legacy Life Insurance Agency, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website and use our services.
1. Information We Collect
We collect various types of information to provide and improve our services, including:
- Personal Information: Name, address, email address, phone number, date of birth, Social Security number, and other identifying information.
- Financial Information: Bank account details, credit card information, and other financial data necessary for underwriting and policy administration.
- Health Information: Medical history, health status, and other information required for underwriting purposes.
- Usage Data: Information about how you access and use our website, including your IP address, browser type, pages visited, and the date and time of your visit.
How We Use Your Information
We use the collected information for various purposes, including:
- Policy Administration: To process your applications, manage your policies, and provide customer support.
- Underwriting and Claims: To assess risks, determine eligibility, and process claims.
- Communication: To send you important information about your policy, updates, and marketing communications (if you have opted in).
- Improvement of Services: To analyze usage patterns and improve our website and services.
3. How We Share Your Information
We may share your information with third parties in the following circumstances:
- Service Providers: With third-party vendors who perform services on our behalf, such as payment processing, data analysis, and customer support.
- Affiliates: With our affiliated companies for internal business purposes and as permitted by law.
- Legal Requirements: When required by law or in response to legal processes, such as subpoenas or court orders.
- Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets.
4. Data Security
We implement a variety of security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, firewalls, secure socket layer (SSL) technology, and regular security assessments.
5. Your Rights and Choices
You have certain rights regarding your personal information, including:
- Access and Correction: You can access and update your personal information by contacting us.
- Opt-Out: You can opt out of receiving marketing communications from us at any time by following the unsubscribe instructions in our emails or contacting us directly.
- Data Deletion: You can request the deletion of your personal information, subject to certain exceptions prescribed by law.
5. Your Rights and Choices
Our website uses cookies and similar tracking technologies to enhance your browsing experience. You can control the use of cookies through your browser settings.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of any third-party sites you visit.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new Privacy Policy on our website and updating the effective date. Your continued use of our services after such changes constitutes your acceptance of the revised policy.
9. Contact Us
Legacy Life Insurance Agency
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Legacy Life Insurance Agency
Address: PO Box 16301, Augusta, GA 30919
Email: [email protected]@gmail.com
Phone: (706) 386-4916
10. California Privacy Rights
If you are a California resident, you have specific privacy rights under the California Consumer Privacy Act (CCPA). These include the right to know about the personal information we collect, the right to request deletion of your personal information, and the right to opt out of the sale of your personal information. To exercise these rights, please contact us using the information provided above.
By using our website and services, you acknowledge that you have read and understand this Privacy Policy. Thank you for trusting Legacy Life Insurance Agency with your personal information